Consumer Credit Counseling

consumer credit counseling is helpful

CREDIT COUNSELING HELPS CREDIT WORK FOR YOU, NOT AGAINST YOU

SMART CONSUMER CREDIT COUNSELING

Credit cards are a great tool, but you must use them with care. If you're living paycheck-to-paycheck, credit card debt can ruin you in a heartbeat. If you're using one card to pay off another, you need to call Debt Consolidation Austin Texas. You have many better choices than a devastating bankruptcy filing.

Adjustable terms that help you achieve financial freedom

• The amount of your minimum monthly payment

• The rate of interest that applies to your outstanding balance

• The need to pay each creditor directly — consolidation simplifies matters

The consumer credit counseling process

• Learn all aspects of managing money , credit cards, and budgets

• Budgeting for necessary living expenses while also repaying your debts

• Developing a debt management plan to clear consumer debt in 3-5 years

Why consumer credit counseling remains absolutely FREE

Consumer credit counseling appeared on the scene back in 1951, and is today more needed than ever. But if you're behind on credit card payments, the last thing you need is to pay even more to negotiate better terms. Your 501(c)(3) nonprofit  debt management plan provides FREE consumer credit counseling to anyone suffering severe debt repayment problems. 

All it takes is 1 phone call to take back your paycheck

  • Stop collection calls
  • Lower your interest rates
  • Lower your monthly payments
  • Stop late and over-limit fees
  • Bring all credit accounts current
  • Consolidate bills into 1 monthly payment

Your life-changing A+ rated, non profit debt counseling program at a glance

  • Enroll in as little as 1 hour, handling details by phone and online
  • No long term contracts — Your debt consolidation is a month to month voluntary program. You can cancel at any time.
  • When you enroll in the program you can pick any date between the 1st and 28th of the month to make your one lower monthly payment
  • Handle every transaction conveniently — over the phone and through email
  • Add additional bills to your consolidation plan whenever you choose
  • Enroll your collection accounts, credit cards, medical bills, department store cards, gas cards, repossessions, etc.
  • Every penny that you pay is accounted for every single month. You receive a receipt for your consolidation payment, as well as a receipt from each of your creditors every month, so you know with certainty where every penny went
  • Early prepayment is encouraged, never penalized
  • Friendly, understanding professionals to help you get started
  • You'll be happy to know that your debt counseling program is handled by a 501(c) (3) Non-profit organization with an A+ rating at the Better Business Bureau.
consumer credit counseling is smart

MORE THAN A NUMBER

If you're reading these words, you've probably had your fill of dealing with numbers. The last thing you want is to become one. We understand completely. We're always supportive, not judgmental.



We helped your neighbors for 25 years . Get advice from experts you can trust.

FREE Consult ! A+ Rated, Non Profit , FREE Debt Help over the phone. Call now!

(512) 501-3955

When you enroll, you will get a special phone number that you can give to your creditors if they call you. Simply tell them to call that number (instead of calling you) since you are now enrolled in a debt counseling program!

GETTING STARTED

IS AS EASY AS 1-2-3

1. CALL IN FOR FREE CONSUMER CREDIT COUNSELING RIGHT OVER THE PHONE. Find out your new low interest rates and how much interest you will save , find out how low your one monthly payment will be, find out your debt free date, and more! Your counselor and you create an affordable personal budget and action plan for success, all for FREE.


2. RECEIVE AN EMAIL (OR REGULAR U.S. MAIL), WHILE YOU ARE STILL ON THE PHONE. See your total savings and benefits, the complete list of creditors you are enrolling, along with your voluntary month to month Debt Management Plan agreement.


3. RETURN YOUR SIGNED PAPERS TO COMPLETE YOUR ENROLLMENT! Your counselor will help you complete the enrollment while you are still on the phone using DOCU-SIGN, where you electronically sign and then email back your papers (or send them back regular U.S. mail). Then, it’s official… you are now in the Debt Consolidation Program, and will be out of debt in a few years, instead of a few decades!


The whole process can be done in less than one hour, start to finish… SO CALL AND ENROLL TODAY!

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